March 20, 2020
AgencyFixated Financial’s Response to COVID-19
We Are Here For You – Fixated Financial’s Response to COVID-19 These are uncertain times while we all face the continuing crisis of COVID-19. Fixated Financial wants to assure you that we are still open and available to answer your questions and provide support for your business in any way that we can. We […]
August 27, 2020
AgencyDirectors & Officers Liability Insurance
Directors and Officers Liability Insurance Directors and Officers Liability, also known as D & O, is an important liability coverage for many Corporations. Directors and Officers of the company can still have exposure to personal lawsuits from their business activities. Directors and Officers liability insurance offers protection against lawsuits of this nature. Business Insurance […]
August 28, 2020
AgencyBusiness Disaster Planning
Business Disaster Plans No matter where you are located, disasters can happen. Floods, earthquakes, hurricanes, tornadoes, fires, and wildfires are all part of the disasters that can affect businesses. Disaster planning can help your business minimize risks and aid in faster recovery in the event of a disaster, which is why it is so […]
October 7, 2020
AgencyCalifornia COVID-19 Mandatory Reporting Guidelines
COVID-19 MANDATORY REPORTING GUIDELINES – CALIFORNIA SB-1159 was enacted on September 17, 2020, and it sets up mandatory reporting guidelines for employers for reporting positive COVID-19 tests. Per SB-1159, employers are required to report COVID-19 positive tests to their Workers Compensation administrator. Reporting positive COVID-19 tests is mandatory no matter if the exposure work-related […]
October 8, 2020
AgencyReducing Injuries in the Workplace
Reducing Injuries in the Workplace Injuries on the job happen. When injuries happen, Workers Compensation provides coverage for the injured employee. However, injuries do affect the workplace in terms of a loss of productivity, replacement or temporary employee training, or being short-staffed. By taking action and implementing steps to create a safer workplace, you […]
August 20, 2021
AgencyPassword Security for Businesses
Password Security for Businesses Cyber Security is an increasing risk for both consumers and businesses as cyber-attacks are on the increase. Weak passwords are the root cause of a significant portion of most data breaches. Including password management best practices is necessary to protect your data, and your business. Here are some ways to […]
August 26, 2021
AgencyCyber Insurance Coverage Overview
Cyber Insurance Coverage Overview Data breaches have become increasingly common. While the news focuses on major corporations having been infected with ransomware or having had a data breach, small and medium-sized businesses are also targeted and are extremely vulnerable. Many business owners have a false sense of security, thinking that only large companies will […]
September 3, 2021
AgencyThe Basics of Insurance Deductibles
Insurance Deductibles The deductible is the portion of a covered claim that is the policyholder’s responsibility to pay and are listed on your Declaration page as a dollar amount or a percentage. Most types of policies, both for personal lines and commercial policies will have a deductible that applies to certain coverages, like Property […]
September 8, 2021
AgencyDoes Your Business Have a Post-COVID Plan?
Does Your Business Have a Post-COVID Plan? Written by Stephanie Haywood of mylifeboost.com. Although the pandemic has been changing the way we live for more than 18 months now, vaccination efforts are well underway, and businesses are seeing stabilization. However, businesses still need a plan for how to navigate the remaining uncertainty and enter the […]
September 10, 2021
AgencyReturn to Work Programs
Return to Work (RTW) Programs or modified/light duty programs are critical for getting an injured employee back to work. These programs benefit both the employer and the injured employee. Having a Return to Work Program in place makes the transition for any injured employees to return to modified work duties easier while still recovering. […]