Fixated Financial & Insurance Solutions, Inc. Blog: insurance
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Tuesday, October 12, 2021 Insurance Overview for Contractors As a contractor, your business needs insurance. However, insurance needs go beyond just General Liability so this overview will go over the general types of insurance coverages that your business might need and what they will cover. General Liability READ MORE >>
Tuesday, October 12, 2021 Employment Practices Liability Insurance Employment Practices Liability Insurance, or EPLI, provides coverage for a variety of lawsuits that can be brought against an employer by employees. Claims of these types are not covered under General Liability or Workers Compensation policies. READ MORE >>
Thursday, September 2, 2021Insurance Deductibles The deductible is the portion of a covered claim that is the policyholder’s responsibility to pay and are listed on your Declaration page as a dollar amount or a percentage. READ MORE >>
Wednesday, August 25, 2021 Cyber Insurance Coverage Overview Data breaches have become increasingly common. While the news focuses on major corporations having been infected with ransomware or having had a data breach, small and medium-sized businesses are also targeted and are extremely vulnerable. READ MORE >>
Thursday, August 27, 2020 Directors and Officers Liability Insurance Directors and Officers Liability, also known as D & O, is an important liability coverage for many Corporations. Directors and Officers of the company can still have exposure to personal lawsuits from their business activities. READ MORE >>
Thursday, January 30, 2020 Auto Insurance Basics – Comprehensive vs Collision Coverage When it comes to Auto Insurance, you have multiple options when it comes to what coverage and limits that you choose. For physical damage coverage, policyholders can opt to include comprehensive and/or collision coverage. READ MORE >>
Monday, January 27, 2020 The Importance of Placing All Insurance Policies with One Agent When it comes to your business insurance policies, you have a lot of options. You can use a Captive Agent, who writes for a single Insurance Company. Independent Agents represent multiple carriers and can provide the best range of insurance policy options. READ MORE >>
Thursday, October 17, 2019 Overview of Commercial Property Insurance Insurance is an important part of protecting your assets and your business. Property insurance can be written mono-line, as part of a Package policy or as part of a Business Owners (BOP) policy. This is a brief overview of the basic property insurance components. READ MORE >>
Thursday, October 10, 2019 Insurance Basics for Restaurants Insurance policies are not one-size-fits-all. Different types of businesses will have different insurance needs. The needs of a restaurant are different from the needs of a small office. READ MORE >>
Wednesday, August 21, 2019 Workers Compensation Insurance Workers Compensation insurance provides medical and wage benefits for occupational illnesses and work-related injuries. Workers Compensation laws vary from State to State, but in California, it is mandatory to have this coverage for any employer with at least one Employee, either part-time or full-time. READ MORE >>
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