April 11, 2018
AgencyWhat Are Additional Insureds?
What are Additional Insureds? It is a common business practice to include in contractual wording that one party is required to name the other as additional insured. This article will explain what it means to name somebody as additional insured and why it is often required. Protection against lawsuits By requiring to be named as […]
April 14, 2018
AgencyDeclutter with a Spring Cleaning
Declutter with a Spring Cleaning Spring cleaning is a perfect time to declutter and organize. Over the year, as we accumulate new things, our spaces can go from tidy and neat to messy and unorganized. Once a year, it pays to take the time to go through things to declutter and reorganize, both your home […]
April 19, 2018
AgencyCoverage Overview – General Liability
Coverage Overview – General Liability General Liability is an important coverage for any business. It is written standalone or as part of a package policy with other coverages such as Property Insurance. Without General Liability Insurance coverage, any lawsuits against the company will have to be paid out of pocket. For a small or medium-sized business, […]
May 14, 2018
AgencySummer Maintenance Checklist
Summer Maintenance Checklist The beginning of summer is the perfect time to do a summer maintenance checklist for your home and business. Not only does it make your property look better, but it saves you money. Routine maintenance helps you avoid larger repair bills at a later date by eliminating problems before they […]
May 22, 2018
AgencyInsuring Offices
Insurance for Offices Each type of business has its own risks and insurance needs. The needs of a business that is office based are different than what a restaurant would need. There are many types of office risks, and while some (such as professional services like medical, Engineers, Real Estate and Insurance) […]
May 23, 2018
AgencySteps to Take After a Data Breach
Responding to a Data Breach Data breaches are becoming increasingly common. As business moves to a more digital platform, even small businesses are targets for cyber-criminals and hackers. Stolen data can range from username and passwords to personal identifying information and banking/credit card information. As a business owner, what steps should you […]
June 23, 2018
AgencyWorkers Compensation Changes Effective 7/1/2018 – What do Business Owners Need to Know?
Waiver of Workers Compensation Coverage New Changes Effective 7/1/2018 – What Business Owners Need to Know If you have employees, then you are required to have Workers Compensation coverage in place. Some business owners are able to exclude themselves from Workers Compensation coverage if they meet certain requirements. General partners and managing members of […]
August 2, 2018
AgencyTips for Safer Traveling
Tips for Safe Traveling Nothing can take the joy out of traveling like having something happen to ruin your trip. If you are traveling abroad, or domestically, for business or for pleasure, here are some travel tips you can use to help ensure your trip goes smoothly. Watch out for Common Travel Scams Even frequent […]
August 9, 2018
AgencyCalifornia Workers’ Compensation Overview
California Workers’ Compensation Insurance Workers’ Compensation insurance, also known as Workers’ Comp or Workman’s Comp, is insurance that covers injuries or illnesses stemming from an employee’s work as well as death benefits. Workers’ Compensation will cover medical expenses, partial wages, and rehabilitation for employees who are hurt or become ill on the job. If […]
August 8, 2019
AgencySafe Driving Programs
The Importance of Safe Driving Programs According to OSHA, somebody is injured every 10 seconds in a motor vehicle crash and every 12 minutes, there is a crash-related death. For employers, it does not matter if your employees commute to and from work, use their own cars in the course of […]