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Blog

September 25, 2026
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Employee vs Independent Contractor

Employee vs Independent Contractor   When it’s time to hire, businesses must decide whether to hire someone as an employee or work with them as an independent contractor. The difference between the two goes far beyond whether they get a W-2 or 1099 at tax time. Many employers are unclear on the distinction, and workers […]
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September 17, 2026
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Cybercrime Spotlight –  Invoice Hijacking

Cybercrime Spotlight –  Invoice Hijacking   Cybercrime continues to rise, affecting businesses of all sizes.  Cybercrime and scams come in many forms, but the bottom line is that businesses lose a lot of money to them every year. This blog focuses on Invoice Hijacking and Invoice Fraud, which is also known as a business email […]
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August 11, 2026
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Transforming Small Business Services with AI: Practical Steps and Insights

Transforming Small Business Services with AI: Practical Steps and Insights Guest blog by Stephanie Haywood of MyLifeBoost Local shop owners, solo providers, and small business owners are expected to deliver fast, polished support while still handling the invoices, scheduling, and constant interruptions that drain focus. That’s the core tension: customers want high-touch attention, but small […]
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June 12, 2026
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Professional Liability Insurance Overview

  General Liability Insurance provides coverage for your business operations, including any accidents that happen on your premises.  However, it does not provide any coverage for financial losses that your customers and clients have that are due to your errors, negligence, or omissions in how you do your work. Professional Liability, also known as Errors […]
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June 1, 2026
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How to Boost Business Growth with Smarter Warehouse Management

How to Boost Business Growth with Smarter Warehouse Management Guest Blog by Stephanie Haywood of MyLifeBoost For local business owners and new warehouse operators trying to scale, the biggest drag on growth often hides in plain sight: everyday warehouse management challenges that quietly stack up. Inventory visibility gaps create uncertainty about what’s available, order fulfillment […]
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May 21, 2026
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Smart Steps for Small Businessess

Smart Steps Small Businesses Can Take to Avoid Legal Trouble and Secure Assets Guest Blog by Stephanie Haywood of MyLifeBoost For local small business owners and growing founders, legal problems rarely show up with a warning label. The core tension is simple: day-to-day operations move fast, while common legal challenges, from misunderstandings with customers to […]
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May 11, 2026
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What are Additional Insureds?

It is common in business contracts to include language requiring one party to name the other as an additional insured.  This article explains what it means to name someone as an additional insured on your policy and why it is often required. Protection against lawsuits By requiring that it be named as an additional insured, […]
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April 29, 2026
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Commercial Excess Liability & Umbrella Insurance

Commercial Excess Liability & Umbrella Ins Excess Liability and Umbrella Insurance are often used interchangeably. However, they are not the exact same type of coverage, and there are differences. When an underlying policy, such as General Liability, Auto, or Workers Compensation, does not provide high enough coverage limits, an Excess Liability policy or Umbrella policy […]
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April 17, 2026
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Risk Control and Safety Program Elements for Contractors

Risk Control for the Construction Industry   Risk Control is an important part of a comprehensive Safety Program.  Risk Control combines education, safety protocols, and operational measures to minimize claim frequency and severity. These measures help keep employees healthy and safe while working and reduce workers’ compensation claim costs.   Risk Control Elements vary by the […]
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April 2, 2026
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Spring Cleaning for your Business

Spring Cleaning for Your Business   Spring is here and many people take the opportunity to declutter and clean their homes.  Business Owners can also use Spring as the perfect time to evaluate and refresh their businesses as well.  Spring is the perfect time to start fresh and spruce up your business. Spring Cleaning Business […]
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