Fixated Financial & Insurance Solutions, Inc. Blog
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Tuesday, October 12, 2021 Insurance Overview for Contractors As a contractor, your business needs insurance. However, insurance needs go beyond just General Liability so this overview will go over the general types of insurance coverages that your business might need and what they will cover. General Liability READ MORE >>
Tuesday, October 12, 2021 Employment Practices Liability Insurance Employment Practices Liability Insurance, or EPLI, provides coverage for a variety of lawsuits that can be brought against an employer by employees. Claims of these types are not covered under General Liability or Workers Compensation policies. READ MORE >>
Monday, September 20, 2021 Written by Stephanie Haywood of mylifeboost.com. Growing and streamlining your business will require you to make key investments, such as expanding your fleet of vehicles. As such, you’re likely looking for ways to save so that your new income streams remain profitable. READ MORE >>
Friday, September 10, 2021 Return to Work (RTW) Programs or modified/light duty programs are critical for getting an injured employee back to work. These programs benefit both the employer and the injured employee. Having a Return to Work Program in place makes the transition for any injured employees to return to modified work duties easier while still recovering. READ MORE >>
Wednesday, September 8, 2021 Does Your Business Have a Post-COVID Plan? Written by Stephanie Haywood of mylifeboost.com. Although the pandemic has been changing the way we live for more than 18 months now, vaccination efforts are well underway, and businesses are seeing stabilization. READ MORE >>
Thursday, September 2, 2021Insurance Deductibles The deductible is the portion of a covered claim that is the policyholder’s responsibility to pay and are listed on your Declaration page as a dollar amount or a percentage. READ MORE >>
Wednesday, August 25, 2021 Cyber Insurance Coverage Overview Data breaches have become increasingly common. While the news focuses on major corporations having been infected with ransomware or having had a data breach, small and medium-sized businesses are also targeted and are extremely vulnerable. READ MORE >>
Thursday, August 19, 2021Password Security for Businesses Cyber Security is an increasing risk for both consumers and businesses as cyber-attacks are on the increase. Weak passwords are the root cause of a significant portion of most data breaches. Including password management best practices is necessary to protect your data, and your business. READ MORE >>
Wednesday, October 7, 2020 Reducing Injuries in the Workplace Injuries on the job happen. When injuries happen, Workers Compensation provides coverage for the injured employee. However, injuries do affect the workplace in terms of a loss of productivity, replacement or temporary employee training, or being short-staffed. READ MORE >>
Tuesday, October 6, 2020 COVID-19 MANDATORY REPORTING GUIDELINES - CALIFORNIA SB-1159 was enacted on September 17, 2020, and it sets up mandatory reporting guidelines for employers for reporting positive COVID-19 tests. Per SB-1159, employers are required to report COVID-19 positive tests to their Workers Compensation administrator. READ MORE >>
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