July 29, 2025
fixatedinsWORKPLACE INJURY PREVENTION
As a business owner, a safe working environment is important to protect your employees. While accidents happen, there are steps to take that will minimize the risk of employees having injuries in the workplace. Common Types of Injuries While the types of injuries can vary greatly by industry, the most common injuries tend to be […]
July 17, 2025
fixatedinsWildfire Mitigation for Businesses and Homes
Wildfires have changed the landscape of insurance in California. As a year-round threat, insurance companies have made drastic changes to how they insure homes and businesses in the state. Property owners have likely heard about wildfire mitigation and what they can do to protect their homes and businesses from the risk of wildfire. With […]
May 20, 2025
fixatedinsCalifornia FAIR Plan
The California Fair Plan has been getting a lot of attention recently in the news. What is the California Fair Plan, what is it, and who is eligible for a policy? The California Fair Plan The insurance industry in California has been in a state of flux, with multiple insurance carriers leaving the state […]
March 6, 2025
fixatedinsBusiness Disaster Plans
No matter where you are located, disasters can happen. Floods, earthquakes, hurricanes, tornadoes, fires, power outages, and wildfires are all disasters that can affect your business. When you plan for a disaster, it will help you minimize losses and aid in faster recovery in the event of a disaster, which is why it is […]
January 14, 2025
fixatedinsOvercome the Challenges of Launching a Business With These Tips For Success
Photo via Pexels Starting a business is a venture that demands both courage and strategic foresight. The path to entrepreneurship is often fraught with obstacles that test your resolve and adaptability. However, by honing essential skills, crafting a solid business plan, and managing your time effectively, you can transform these challenges into stepping stones for […]
September 5, 2024
fixatedinsThe Importance of an Annual Policy Review
As your business grows and evolves, your insurance needs will expand and change to match your growing business exposure. A policy suitable when you first started your business could lack coverage to ensure your business is fully covered after you make changes. This is why an annual policy review is a vital part of […]
August 30, 2024
fixatedinsPreventing Coverage Gaps in Commercial Insurance
Insurance policies are designed to protect your business in the event of a covered loss. There are several types of insurance policies and each will cover a specific cause of loss or line of business. A coverage gap occurs when a loss occurs and there is no coverage. No single policy will cover all of […]
August 27, 2024
fixatedinsCaring for a Loved One with a Chronic Health Challenge
Image via Freepik Blog by Stephanie Haywood from Mylifeboost.com Caring for a Loved One with a Chronic Health Challenge Supporting someone managing a chronic health condition requires a thoughtful and compassionate approach. It’s important to recognize that your role can significantly influence their well-being, making it essential to offer the right help. By educating […]
August 22, 2024
fixatedinsWorkplace Violence Expense Insurance
As of July 1, 2024, senate Bill SB 553 became effective and this affects nearly all business owners in California. SB 553 requires the implementation of a workplace violence plan. Our previous blog outlined SB 553 and some resources that are available for business owners. You can read it here. Cal/OSHA also has a website […]
August 15, 2024
fixatedinsStarting a Legal Hemp Medicinal Products Business: A Step-by-Step Guide
Starting a legal hemp medicinal products company can be a lucrative and fulfilling venture, provided you approach it with thorough planning and a deep understanding of the industry. This guide will walk you through the essential steps to establish a successful business in this growing market. Strategic Planning Your journey begins with developing a […]