June 12, 2026
fixatedinsProfessional Liability Insurance Overview
General Liability Insurance provides coverage for your business operations, including any accidents that happen on your premises. However, it does not provide any coverage for financial losses that your customers and clients have that are due to your errors, negligence, or omissions in how you do your work. Professional Liability, also known as Errors […]
June 1, 2026
fixatedinsHow to Boost Business Growth with Smarter Warehouse Management
How to Boost Business Growth with Smarter Warehouse Management Guest Blog by Stephanie Haywood of MyLifeBoost For local business owners and new warehouse operators trying to scale, the biggest drag on growth often hides in plain sight: everyday warehouse management challenges that quietly stack up. Inventory visibility gaps create uncertainty about what’s available, order fulfillment […]
May 21, 2026
fixatedinsSmart Steps for Small Businessess
Smart Steps Small Businesses Can Take to Avoid Legal Trouble and Secure Assets Guest Blog by Stephanie Haywood of MyLifeBoost For local small business owners and growing founders, legal problems rarely show up with a warning label. The core tension is simple: day-to-day operations move fast, while common legal challenges, from misunderstandings with customers to […]
May 11, 2026
fixatedinsWhat are Additional Insureds?
It is common in business contracts to include language requiring one party to name the other as an additional insured. This article explains what it means to name someone as an additional insured on your policy and why it is often required. Protection against lawsuits By requiring that it be named as an additional insured, […]
April 29, 2026
fixatedinsCommercial Excess Liability & Umbrella Insurance
Commercial Excess Liability & Umbrella Ins Excess Liability and Umbrella Insurance are often used interchangeably. However, they are not the exact same type of coverage, and there are differences. When an underlying policy, such as General Liability, Auto, or Workers Compensation, does not provide high enough coverage limits, an Excess Liability policy or Umbrella policy […]
April 17, 2026
fixatedinsRisk Control and Safety Program Elements for Contractors
Risk Control for the Construction Industry Risk Control is an important part of a comprehensive Safety Program. Risk Control combines education, safety protocols, and operational measures to minimize claim frequency and severity. These measures help keep employees healthy and safe while working and reduce workers’ compensation claim costs. Risk Control Elements vary by the […]
April 2, 2026
fixatedinsSpring Cleaning for your Business
Spring Cleaning for Your Business Spring is here and many people take the opportunity to declutter and clean their homes. Business Owners can also use Spring as the perfect time to evaluate and refresh their businesses as well. Spring is the perfect time to start fresh and spruce up your business. Spring Cleaning Business […]
February 19, 2026
fixatedinsAnnual Policy Review
The Importance of Doing an Annual Policy Review As your business grows, your insurance needs also change. A policy that was suitable for your business operations when you first started may not offer the coverage that your business now needs. Your insurance policy needs to evolve to keep pace with your growing business. Your […]
February 17, 2026
fixatedinsHow Financial Skills Can Secure and Grow Your Newport Beach Business
How Financial Skills Can Secure and Grow Your Newport Beach Business Guest blog by Stephanie Haywood For small business owners in Newport Beach, especially operators managing vehicles, equipment, and tight schedules, money problems rarely show up as one big mistake; they show up as small blind spots. Common financial challenges for entrepreneurs include cash flow […]
October 10, 2025
fixatedinsYour Insurance Needs Change as Your Business Grows
As a new business, obtaining Business Insurance is one of the first essential steps to take. Many new businesses start with a Businessowners package, which bundles General Liability and Property, and if they have employees, Workers Compensation, and Auto coverage if they own vehicles. However, as your business grows, so do your insurance needs. When […]