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Agency

August 14, 2019
Agency

Preventing Slip and Fall Accidents

      Preventing Slip and Fall Accidents   For any business, slip and fall accidents are among the most common cause of injuries.  Slip and fall injuries can range from minor bumps and bruises to serious head injuries or broken bones.  They are the most common cause of Workers Compensation injuries and a common cause […]
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August 21, 2019
Agency

Workers Compensation Insurance

Workers Compensation Insurance   Workers Compensation insurance provides medical and wage benefits for occupational illnesses and work-related injuries.  Workers Compensation laws vary from State to State, but in California, it is mandatory to have this coverage for any employer with at least one Employee, either part-time or full-time. Workers Compensation ensures that injured employees can […]
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September 26, 2019
Agency

The Importance of Customer Service

The Importance of Customer Service   One of the most important aspects of the success of any business is customer service.  Customer service provides value by giving clients a positive experience with your business.  Advertising and Marketing bring in customers but customer service is key to building customer loyalty and retention. Clients want to feel […]
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October 10, 2019
Agency

Insurance Basics for Restaurants

Insurance Basics for Restaurants   Insurance policies are not one-size-fits-all. Different types of businesses will have different insurance needs.  The needs of a restaurant are different from the needs of a small office.  Restaurant insurance is appropriate for a wide variety of businesses including fine dining, family-style, diners, fast food, bars and taverns, coffee shops, […]
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October 17, 2019
Agency

Overview of Commercial Property Insurance

Overview of Commercial Property Insurance   Insurance is an important part of protecting your assets and your business.  Property insurance can be written mono-line, as part of a Package policy or as part of a Business Owners (BOP) policy.  This is a brief overview of the basic property insurance components. Property insurance is important because […]
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January 23, 2020
Agency

California Small Business Sexual Harassment Training

    California Sexual Harassment Training   Small Businesses in California who have between 5 and 49 employees need to be aware of SB 778 and SB 1343, which involve employer-provided sexual harassment training, as required by law.  SB1343 was passed in 2018 and set up requirements for businesses with 5 or more employees to […]
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January 28, 2020
Agency

The Importance of Placing all Insurance Policies with One Agent

  The Importance of Placing All Insurance Policies with One Agent   When it comes to your business insurance policies, you have a lot of options.  You can use a Captive Agent, who writes for a single Insurance Company.  Independent Agents represent multiple carriers and can provide the best range of insurance policy options. Your […]
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January 31, 2020
Agency

Auto Insurance Basics – Comprehensive vs Collision

Auto Insurance Basics – Comprehensive vs Collision Coverage   When it comes to Auto Insurance, you have multiple options when it comes to what coverage and limits that you choose. For physical damage coverage, policyholders can opt to include comprehensive and/or collision coverage.  What is the difference between these two coverages? Both are physical damage […]
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February 13, 2020
Agency

What to Do After an Auto Accident

  When an auto accident happens, it can be stressful.  It is easy to forget what to do, and what not to do, after being in an accident.  Here are some steps to take and what not to do after being a car accident. 1.       Move your car to a safe area   If you […]
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March 4, 2020
Agency

Novel Coronavirus – What Businesses need to Know

Novel Coronavirus – What Businesses Need to Know   There is a lot of information out right now about the Novel Coronavirus that began in China, however not all of what is being said in the media is true.  Both the Centers for Disease Control (CDC) and the California Department of Public Health have compiled […]
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