September 16, 2022
AgencyOverview – Errors and Omissions Insurance
Overview – Errors and Omissions Insurance One type of Liability policy is Errors and Omissions insurance, which is a type of professional liability insurance, and the terms are often used interchangeably. . It is insurance that provides coverage for negligent actions and inadequate work claims, which are excluded from a General Liability insurance policy. […]
September 8, 2022
AgencyBusiness Disaster Plans
Business Disaster Plans No matter where you are located, disasters can happen. Floods, earthquakes, hurricanes, tornadoes, fires, power outage, and wildfires are all part of the disasters that can affect businesses. Disaster planning can help your business minimize risks and aid in faster recovery in the event of a disaster, which is why it […]
August 30, 2022
AgencySpecial Event Insurance
Special events are often held by businesses for a variety of reasons. The event could be a holiday party, a promotional event, a benefit, a fundraiser, or other types of events. Special Event Insurance is designed to provide liability coverage for these events. Commercial Package and Businessowners’ policies do not usually include coverage for special […]
August 29, 2022
AgencyBegin a Career in Insurance
Begin a Career in Insurance Written by Stephanie Haywood of mylifeboost.com. In May 2021, the Bureau of Labor Statistics revealed that California was the top state for insurance sales jobs. In fact, there are 41,290 people employed as insurance salespeople in this state alone — and that isn’t counting all the other insurance jobs available […]
July 29, 2022
AgencySelf-Care Strategies That Work for Busy Entrepreneurs
Self-Care Strategies That Work for Busy Entrepreneurs Written by Stephanie Haywood of mylifeboost.com. Self-care for entrepreneurs can be a complicated concept since many business owners have limited time during the day to focus on themselves. If you have a full plate at work and at home, you may be feeling overworked, exhausted, […]
June 3, 2022
AgencyProtecting Your Business Against Phishing
Protecting Your Business Against Phishing Cybercrime against businesses has been on the rise. 82% of all breaches involved a human element, such as social attacks, misuse, and errors. Phishing is one such human element and it accounts for a significant number of breaches. When a cyber criminal uses text, phone, or email, posing as […]
May 19, 2022
AgencySustainability and Going Green for Businesses
Sustainability and Going Green for Businesses There is a lot of talk about going green in the business world. Going green, or creating a sustainable business is based on reducing your impact on the environment. The basis of a green business is to use resources that are eco-friendly and have sustainable business policies. Businesses […]
May 17, 2022
AgencyPreventing Coverage Gaps in Commercial Insurance
Preventing Coverage Gaps in Commercial Insurance As a business owner, your insurance policy is designed to protect your business in the event of a covered loss. There are several types of insurance policies and each will cover a specific cause of loss or line of business. However, when a loss occurs and […]
May 3, 2022
AgencyPreventing Liquor Liability Claims
Preventing Liquor Liability Claims For any business that serves, sells, or distributes alcohol, Liquor Liability is a vital coverage to have. Liquor Liability provides coverage for third-party bodily injury and property damage claims such as assault and battery, and legal costs that arise from serving alcohol to a person who is intoxicated. Liquor stores, […]
April 22, 2022
AgencyEmployee Dishonesty Coverage
Employee Dishonesty Overview Employee Dishonesty is an important part of a Commercial Crime policy. Any business with employees is at risk of having property, money, or securities stolen by employees. Commercial Crime policies include Employee Dishonesty coverage and provide comprehensive coverage for this loss. Many business owners think their Package or BOP policy will […]