April 19, 2018
AgencyCoverage Overview – General Liability
Coverage Overview – General Liability General Liability is an important coverage for any business. It is written standalone or as part of a package policy with other coverages such as Property Insurance. Without General Liability Insurance coverage, any lawsuits against the company will have to be paid out of pocket. For a small or medium-sized business, […]
April 14, 2018
AgencyDeclutter with a Spring Cleaning
Declutter with a Spring Cleaning Spring cleaning is a perfect time to declutter and organize. Over the year, as we accumulate new things, our spaces can go from tidy and neat to messy and unorganized. Once a year, it pays to take the time to go through things to declutter and reorganize, both your home […]
April 11, 2018
AgencyWhat Are Additional Insureds?
What are Additional Insureds? It is a common business practice to include in contractual wording that one party is required to name the other as additional insured. This article will explain what it means to name somebody as additional insured and why it is often required. Protection against lawsuits By requiring to be named as […]
March 8, 2018
AgencyDesk Exercises – Staying Healthy at Work
Desk Exercises – Staying Healthy at Work Sitting for extended periods of time is detrimental to your health. If you are working at a desk all day, it is easy to get immersed in what you are doing and stay too stationary. Health experts urge us to move more and sit less, but how can […]
February 27, 2018
AgencySexual Harassment in the Workplace
Sexual Harassment in the Workplace – What Small Business Owners Need to Know Sexual harassment in the workplace is not limited to just one industry, nor is it a problem for large corporations only. The fact is that it can happen anywhere, from large global corporations to a small mom and pop local shop. […]
February 5, 2018
AgencyInsurance Overview – Business Insurance
Insurance Overview – Business Insurance The term business insurance is generally used for any type of commercial business policy. Business insurance is designed to cover perils and hazards that are not covered by a personal policy, such as auto or homeowners insurance policy. There are different types of Business insurance, and policies can be written […]
January 26, 2018
AgencyPersonal Auto Policy vs Commercial Auto Policy
Personal Auto Policies Vs Commercial Auto Insurance Policies Small business owners often think that their personal auto policy will provide sufficient coverage for their insurance needs. For some, such as a sole proprietor, this could be the case, but for many, a commercial or business auto policy needs to be obtained. There are many factors […]
January 16, 2018
AgencyAnnual Policy Review – Why it Matters
The Importance of an Annual Policy Review As your business grows, your insurance needs also change. A policy that was suitable for your business operations when you first started your business may not offer the coverage that you need once your business grows and expands. Renewal is a perfect time to review your insurance policy […]
December 22, 2017
AgencyWinter is Coming – Maintenance Tips
Winter maintenance is a must to help keep your property in good shape and to help prevent slip and fall injuries. By performing annual winter maintenance on your building and/or home, you can help prevent repair bills, keep your property in good condition and limit your liability for slip and falls. You don’t need to […]
December 20, 2017
AgencyEmployee vs Independent Contractor – What you Need to Know
Employee vs Independent Contractor – What you need to know When it comes time to hiring employees, businesses need to decide if they want to hire somebody as an employee or if they want to work with them as an independent contractor. The difference between the two goes much deeper than if they get a […]