November 4, 2021
AgencyRe-Evaluation of Your Business Insurance Needs
Re-Evaluation of Your Business Insurance Needs As your business changes, your insurance needs could also change. A business policy should cover all aspects of the business operations, but as things change, it could leave a business vulnerable to coverage gaps. In addition to an annual review, any time a significant change to the […]
November 2, 2021
AgencyCreative Benefits that Can Increase Job Satisfaction and Reduce Turnover
Creative Benefits That Can Increase Job Satisfaction and Reduce Turnover Written by Stephanie Haywood of mylifeboost.com. Most business owners understand that happy employees are the key to productivity and success. Moreover, if staff members are satisfied with their current positions, they are more likely to stay with the company rather than look for jobs […]
November 2, 2021
AgencyHow to Reduce Employment Practices Liability Claims
How to Reduce Employment Practices Liability Claims Across all industries, businesses are seeing an increase in Employment Practices Liability claims. With an average cost of $50,000, one EPL claim can easily put a small business out of business. Employment Practices Liability claims include lawsuits from employees for claims relating to their employment, such as […]
October 12, 2021
AgencyContractor’s Insurance Overview
Insurance Overview for Contractors As a contractor, your business needs insurance. However, insurance needs go beyond just General Liability so this overview will go over the general types of insurance coverages that your business might need and what they will cover. General Liability General Liability coverage is for your liability arising out […]
October 12, 2021
AgencyEmployment Practices Liability Insurance
Employment Practices Liability Insurance Employment Practices Liability Insurance, or EPLI, provides coverage for a variety of lawsuits that can be brought against an employer by employees. Claims of these types are not covered under General Liability or Workers Compensation policies. Many business owners think that they have coverage for employment-related claims under their […]
September 20, 2021
Agency3 Ways to Maximize Your Business Fleet
Written by Stephanie Haywood of mylifeboost.com. Growing and streamlining your business will require you to make key investments, such as expanding your fleet of vehicles. As such, you’re likely looking for ways to save so that your new income streams remain profitable. Presented by Fixated Financial & Insurance Solutions, here are ways to help maximize your […]
September 10, 2021
AgencyReturn to Work Programs
Return to Work (RTW) Programs or modified/light duty programs are critical for getting an injured employee back to work. These programs benefit both the employer and the injured employee. Having a Return to Work Program in place makes the transition for any injured employees to return to modified work duties easier while still recovering. […]
September 8, 2021
AgencyDoes Your Business Have a Post-COVID Plan?
Does Your Business Have a Post-COVID Plan? Written by Stephanie Haywood of mylifeboost.com. Although the pandemic has been changing the way we live for more than 18 months now, vaccination efforts are well underway, and businesses are seeing stabilization. However, businesses still need a plan for how to navigate the remaining uncertainty and enter the […]
September 3, 2021
AgencyThe Basics of Insurance Deductibles
Insurance Deductibles The deductible is the portion of a covered claim that is the policyholder’s responsibility to pay and are listed on your Declaration page as a dollar amount or a percentage. Most types of policies, both for personal lines and commercial policies will have a deductible that applies to certain coverages, like Property […]
August 26, 2021
AgencyCyber Insurance Coverage Overview
Cyber Insurance Coverage Overview Data breaches have become increasingly common. While the news focuses on major corporations having been infected with ransomware or having had a data breach, small and medium-sized businesses are also targeted and are extremely vulnerable. Many business owners have a false sense of security, thinking that only large companies will […]