August 28, 2020
AgencyBusiness Disaster Planning
Business Disaster Plans No matter where you are located, disasters can happen. Floods, earthquakes, hurricanes, tornadoes, fires, and wildfires are all part of the disasters that can affect businesses. Disaster planning can help your business minimize risks and aid in faster recovery in the event of a disaster, which is why it is so […]
August 27, 2020
AgencyDirectors & Officers Liability Insurance
Directors and Officers Liability Insurance Directors and Officers Liability, also known as D & O, is an important liability coverage for many Corporations. Directors and Officers of the company can still have exposure to personal lawsuits from their business activities. Directors and Officers liability insurance offers protection against lawsuits of this nature. Business Insurance […]
March 20, 2020
AgencyFixated Financial’s Response to COVID-19
We Are Here For You – Fixated Financial’s Response to COVID-19 These are uncertain times while we all face the continuing crisis of COVID-19. Fixated Financial wants to assure you that we are still open and available to answer your questions and provide support for your business in any way that we can. We […]
March 4, 2020
AgencyNovel Coronavirus – What Businesses need to Know
Novel Coronavirus – What Businesses Need to Know There is a lot of information out right now about the Novel Coronavirus that began in China, however not all of what is being said in the media is true. Both the Centers for Disease Control (CDC) and the California Department of Public Health have compiled […]
February 13, 2020
AgencyWhat to Do After an Auto Accident
When an auto accident happens, it can be stressful. It is easy to forget what to do, and what not to do, after being in an accident. Here are some steps to take and what not to do after being a car accident. 1. Move your car to a safe area If you […]
January 31, 2020
AgencyAuto Insurance Basics – Comprehensive vs Collision
Auto Insurance Basics – Comprehensive vs Collision Coverage When it comes to Auto Insurance, you have multiple options when it comes to what coverage and limits that you choose. For physical damage coverage, policyholders can opt to include comprehensive and/or collision coverage. What is the difference between these two coverages? Both are physical damage […]
January 28, 2020
AgencyThe Importance of Placing all Insurance Policies with One Agent
The Importance of Placing All Insurance Policies with One Agent When it comes to your business insurance policies, you have a lot of options. You can use a Captive Agent, who writes for a single Insurance Company. Independent Agents represent multiple carriers and can provide the best range of insurance policy options. Your […]
January 23, 2020
AgencyCalifornia Small Business Sexual Harassment Training
California Sexual Harassment Training Small Businesses in California who have between 5 and 49 employees need to be aware of SB 778 and SB 1343, which involve employer-provided sexual harassment training, as required by law. SB1343 was passed in 2018 and set up requirements for businesses with 5 or more employees to […]
October 17, 2019
AgencyOverview of Commercial Property Insurance
Overview of Commercial Property Insurance Insurance is an important part of protecting your assets and your business. Property insurance can be written mono-line, as part of a Package policy or as part of a Business Owners (BOP) policy. This is a brief overview of the basic property insurance components. Property insurance is important because […]
October 10, 2019
AgencyInsurance Basics for Restaurants
Insurance Basics for Restaurants Insurance policies are not one-size-fits-all. Different types of businesses will have different insurance needs. The needs of a restaurant are different from the needs of a small office. Restaurant insurance is appropriate for a wide variety of businesses including fine dining, family-style, diners, fast food, bars and taverns, coffee shops, […]